Medicare Supplement Insurance Plans (Medigap)
Medicare pays for many, but not all, health care services and supplies. Crown Atlantic offers Medicare Supplement Insurance policies, from the Mutual of Omaha companies, Medico, United American Insurance Company and other quality carriers, that can help pay some of the health care costs that Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Did you know you can review and switch your Medicare Supplement Insurance coverage year ‘round? Let Crown Atlantic help you select the Medicare Supplement that fits your needs.
Remember, Medicare Supplement Plans can offer the following advantages:
No deductibles or copayments, and no remaining bills to pay!
The freedom to choose your Doctors and Hospitals - No Network!
The flexibility of being covered wherever you go!
No referrals required!
Medicare Supplement Insurance policies are “standardized” and identified in most states by letters A–N. All policies offer the same basic benefits, but some offer additional benefits so you can choose which one meets your needs. Some policies offer coverage for services that Medicare doesn’t cover, like medical care when you travel outside the U.S.
The chart below shows basic information about the different benefits that Medigap policies cover. You’ll need more details than this chart provides to compare and choose a policy, call 855-221-6401 for professional assistance.
* Plan F is also offered as a high-deductible plan by some insurance companies in some states. If you choose this option, this means you must pay for Medicare-covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,180 in 2016 before your policy pays anything.
**For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($166 in 2016), the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
Not connected with or endorsed by the U.S. Government or the Federal Medicare program. This information is only a general description of coverage. A complete statement of coverage is found only in the policy. All plans may not be available in your state/area. In Massachusetts, Minnesota, and Wisconsin, Medigap policies are standardized in a different way. Call for complete information including benefits, costs, eligibility requirements, exclusions and limitations. In some states, plans may be available if you are under age 65 and are Medicare eligible due to disability. This is a solicitation of insurance. An agent/producer may contact you.
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Crown Atlantic is a Licensed Independent Insurance Agency that represents a wide variety of carriers. Crown Atlantic Insurance, LLC is currently licensed to sell insurance in all 50 states and the District of Columbia.