Does Risk Lurk in Your Retirement Account?

Many people have unknown risk in their retirement strategy. They never considered the fact that the growth strategy that may have made sense in their younger working years would need to change. After all, it didn’t use to look so risky…

Reality is, if your retirement strategy hasn’t changed as you approach retirement you should consider changing it now. As you near retirement, the number of years you have to recover from a market downturn will shrink. Once in retirement, market downturns can quickly diminish savings and reduce your ability to live comfortably and independently. Some retirees realize far too late that staying fully invested in the stock market till the day you die can be an unnecessary risk.

As we’ve learned, what happens in Greece can affect stock markets in China, Wall Street and beyond. In our interconnected world, things you don’t even know about may be a threat to your economic well-being.
In retirement, it can be reassuring to have valuable sources of guaranteed income. Income that you can count on no matter what happens in Athens or Shanghai.

Annuities are contracts offered by insurance companies that can guarantee you income payments for as long as you live.* Including annuities as part of a well-rounded retirement strategy can be an effective way to reduce market risk.

Crown Atlantic specializes in fixed and fixed indexed annuity contracts that can provide a guaranteed income for life. These contracts can be the cornerstone of a strategy that reduces market risk and longevity risk, while providing you with the confidence that comes with knowing you have contractual guarantees no matter what happens in this crazy world.

Meet with an annuity specialist from Crown Atlantic Insurance — he or she will review your total financial picture and develop an understanding of your needs before making any recommendation. There’s no obligation, and no cost to get our free Retirement Income Analysis. Learn how we’ve helped many get up to 30% more income for life and principal protection from market downturns.

In this volatile environment the opportunity for more income and less risk to principal can be appealing. Don’t pass it up. Give Crown Atlantic a call today to set up your meeting with an annuity specialist — there’s no cost or obligation. Call us at 1-855-386-4552 or request a meeting online today.

*Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company; they are not insured by the FDIC.

Annuities are long-term insurance contracts designed for retirement. As a result there may be fees or penalties for early withdrawals, including surrender charges, and if taken prior to age 59 1/2, withdrawals may be subject to a 10% federal additional tax.

A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. The applicable index is a factor that in part determines the interest to be credited.